高中必修一 · 第 5 课
小红包大学问 The Little Red Envelope
春节过后，莉莉的压岁钱成了一个大问题。她想要一部新手机，可 Cozy 老师的一句话，让她重新思考了金钱的意义。
📖 20 个单词📄 404词长文📝 5+12 题
1本课单词
2课文精读：小红包大学问 (The Little Red Envelope · 约404词)
春节过后，莉莉的压岁钱成了一个大问题。她想要一部新手机，可 Cozy 老师的一句话，让她重新思考了金钱的意义。 读课文，先自己理解，再点 🔊 听朗读。
The Little Red Envelope
After the Spring Festival, Lily received red envelopes from her grandparents, her uncle and her aunt. When she counted the money, her eyes grew wide: the total amount was more than she had ever owned. 'If I had this money, I would buy a new phone right now!' she said happily. But then she remembered what Cozy had said in class: money is a tool, not a master. She decided to think carefully before spending a single yuan.
春节过后，莉莉收到了爷爷奶奶、叔叔和姑姑的红包。数钱的时候，她瞪大了眼睛：总额比她拥有过的任何一笔钱都多。“如果我有了这笔钱，我现在就买一部新手机！”她高兴地说。但随后她想起 Cozy 在课堂上说过的话：金钱是工具，不是主人。她决定在花出每一元钱之前认真想一想。
The next morning, Lily went to the phone shop with Han Mei. She held the shiny new phone in her hand, and for a moment, she wished she could buy it at once. But then she looked at the price and put it down. 'If I spent all my money on this, I would have nothing left,' she said. 'And next month is Grandma's birthday. I want to buy her a warm scarf.' Han Mei smiled. 'Lily, you have just grown up a little.'
第二天早上，莉莉和韩梅去了手机店。她把闪亮的新手机握在手里，有那么一瞬间，她希望自己能立刻买下它。但随后她看了看价格，又放下了。“如果我把钱都花在这上面，我就什么也不剩了，”她说，“而且下个月是奶奶的生日，我想给她买一条暖和的围巾。”韩梅笑了。“莉莉，你刚刚长大了一点。”
That evening, Lily made a careful plan. She opened a small bank account and put eighty percent of the money into it. The rest was divided into three parts: one for Grandma's scarf, one for books, and one for the school charity. 'If everyone gave a little, the world would be warmer,' she wrote in her notebook. Her parents were surprised and proud. 'You manage money better than we did at your age,' her father said, laughing.
那天晚上，莉莉制定了一个周密的计划。她开了一个小银行账户，把钱款的百分之八十存了进去。剩下的分成三份：一份买奶奶的围巾，一份买书，一份捐给学校慈善活动。“如果每个人都付出一点点，世界会更温暖，”她在笔记本上写道。父母既惊讶又骄傲。“你管理钱比我们像你这么大时强多了，”爸爸笑着说。
In Cozy's class the next week, the students discussed the value of money. 'If you had a million yuan, what would you do?' Cozy asked. Some students said they would travel around the world; others wanted the latest computers. When it was Lily's turn, she said, 'I would not spend it all at once. Money cannot buy health, friendship or time, and it is only useful when we use it for the people we love.' The class was silent for a moment, and then everyone clapped.
第二周的 Cozy 课上，学生们讨论金钱的价值。“如果你有一百万，你会做什么？”Cozy 问。一些学生说要环游世界，另一些想要最新的电脑。轮到莉莉时，她说：“我不会一次花光。金钱买不来健康、友谊和时间，只有当我们把它用在所爱之人身上时，它才有用。”教室安静了一会儿，然后所有人都鼓起掌来。
On Grandma's birthday, Lily gave her the warm red scarf. Grandma's eyes filled with tears as she touched the soft wool. 'This is the best gift I have ever received,' she said, 'because it comes from a kind heart.' Lily hugged her and thought about her little bank account. Saving money felt good, but sharing it felt even better. She knew now that the true treasure was not the money itself, but the love and wisdom behind every decision.
奶奶生日那天，莉莉送给她那条暖和的红色围巾。奶奶摸着柔软的羊毛，眼里噙满泪水。“这是我收到过的最好的礼物，”她说，“因为它来自一颗善良的心。”莉莉拥抱了她，想起自己的小账户。存钱的感觉很好，但分享的感觉更好。她现在明白了，真正的财富不是钱本身，而是每个决定背后的爱与智慧。
📖 读后理解（0/5）
1. What did Lily want to buy first with her red envelope money?
2. Why did Lily put the phone down?
3. What did Lily do with eighty percent of her money?
4. What did Lily say money cannot buy?
5. What was Grandma's reaction to the scarf?
3语法小课堂：虚拟语气初步（if / wish）
虚拟条件句（与现在事实相反）
If + 主语 + did, 主语 + would / could + do
从句用过去时，主句用 would/could + 原形：If I had money, I would buy a car. （如果我有钱，我就买车。）
be 动词在虚拟条件句中一律用 were：If I were you, I would study harder. （如果我是你，我会更努力学习。）
主句可用 would / could / might。
⚠️ 虚拟语气表示假设、愿望，与事实相反，不是真实条件句。
wish 虚拟语气
wish + 主语 + did（现在的愿望）
表示现在难以实现的愿望：I wish I had a million yuan. （我希望自己有一百万。）
wish 后从句用过去时，be 动词用 were。
对过去的愿望用 had done：I wish I had studied harder. （我希望当初更努力学习。）
⚠️ wish 后从句的时态倒退一格：现在→过去，过去→过去完成。
👨🏫Cozy 老师说：高中语法重在「在语境中理解」——多读课文里的例句，语法自然就活了。
4课后练习（0/12）
1. If I ___ you, I would study harder.
2. If I had money, I ___ a new phone.
3. I wish I ___ a million yuan.
4. I wish I ___ harder last year.
5. If I ___ the answer, I would tell you at once.
6. She wishes she ___ to the party tonight.
7. wealth 的意思是：
8. Money cannot buy health, ___ or time.
9. She opened a bank ___ and saved most of the money.
10. ___ means 'the way you think or feel about something'.
11. manage 的意思是：
12. What did Lily buy for Grandma's birthday?